65324 ZIP Code — Climax Springs, MO

Camden County, Missouri

ZIP code 65324 is located in Climax Springs, Missouri, within Camden County. It covers approximately 63.50 square miles and serves a population of 1,293 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 573.

About ZIP code 65324

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $225,500. Owner-occupancy is high at 94%, well above the national average.

Median household income is $57,540. 77% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with education and healthcare as the leading industry. An above-average commute of 51 minutes suggests many residents work outside the immediate area.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include a notable veteran presence at 11% of civilians, above the national average of 7%; and disability rates above the national average at 28%.

Overall, ZIP code 65324 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

1,293

population

63.50

sq mi land

Standard

ZIP type

Central (CT)

timezone

65324 ZIP code map

Cities in ZIP code 65324

Below are the cities the US Postal Service accepts for ZIP code 65324. Using any city not on this list may result in mail delivery delays.

City	Status
Climax Springs	Acceptable
Climax Springs	Preferred

Nearby ZIP codes

65787 Roach (9.8 mi) 65786 Macks Creek (9.8 mi) 65020 Camdenton (10.2 mi) 65037 Gravois Mills (10.9 mi) 65326 Edwards (11.9 mi) 65079 Sunrise Beach (12.7 mi) 65065 Osage Beach (15.5 mi) 65072 Rocky Mount (15.6 mi) 65634 Cross Timbers (15.7 mi) 65049 Lake Ozark (16.5 mi) 65732 Preston (17.1 mi) 65078 Stover (17.3 mi)

Demographics updated 05/2026

Population
Total population	1,293
Population density	20 / sq mi
State FIPS	29
County FIPS	029

Geography
Land area	63.50 sq mi
Water area	1.73 sq mi
Latitude	38.1284
Longitude	-92.9569
Timezone	Central (CT)
Area code	573

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.9%	45.3%	43.8%
$50k – $100k	35.0%	29.4%	31.5%
$100k – $200k	24.1%	19.6%	19.5%
Over $200k	0.0%	5.8%	5.2%

Demographics & statistics

1,293

Population

People per sq mi

62.1

Median age

$57,540

Median household income

$39,354

Per capita income

$225,500

Median home value

$840

Median monthly rent

93.8%

Home ownership

11.8%

Poverty rate

0.0%

Unemployment

1,818

Housing units

18.4%

Bachelor's or higher

Age distribution

Male Female

5–9

10–14

15–19

20–24

25–34

35–44

45–54

101

55–59

60–64

199

65–74

183

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	139	10.8%
18 and over	1,154	89.2%
65 and over	547	42.3%
Median age	62.1 years

Race & ethnicity

White 89.1%

Two or more races 8%

Hispanic or Latino 2.5%

Black or African American 0.5%

Group	Count	%
White	1,181	89.1%
Two or more races	106	8%
Hispanic or Latino	33	2.5%
Black or African American	6	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.9%	45.3%	43.8%
$50k – $100k	35.0%	29.4%	31.5%
$100k – $200k	24.1%	19.6%	19.5%
Over $200k	0.0%	5.8%	5.2%

Under $10k 8.0%

$10k–$15k 6.2%

$15k–$25k 14.5%

$25k–$35k 5.3%

$35k–$50k 10.9%

$50k–$75k 17.1%

$75k–$100k 10.8%

$100k–$150k 5.6%

$150k–$200k 12.0%

$200k+ 9.6%

Range	% of households
Under $10k	8.0%
$10k–$15k	6.2%
$15k–$25k	14.5%
$25k–$35k	5.3%
$35k–$50k	10.9%
$50k–$75k	17.1%
$75k–$100k	10.8%
$100k–$150k	5.6%
$150k–$200k	12.0%
$200k+	9.6%
Median income	$57,540

Housing

Home values

Under $50k 12.4%

$50k–$100k 15.8%

$100k–$150k 1.5%

$150k–$200k 10.7%

$200k–$300k 38.4%

$300k–$500k 11.8%

$500k–$1M 9.3%

Housing overview

Metric	Value
Median home value	$225,500
Median rent / month	$840
Owner occupied	93.8%
Renter occupied	6.2%
Vacant	68.4%
Single-family detached	83.5%
Large apartment buildings	0.0%
Mobile homes	10.7%
Median rooms	5.0
Avg household size (owned)	2.01

Year built

Era	%
2020 or later	0.0%
2010–2019	3.4%
2000–2009	10.5%
1990–1999	16.1%
1980–1989	29.0%
1970–1979	26.6%
1960–1969	11.4%
1950–1959	2.4%
1940–1949	0.5%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	1.0%
1 bedroom	0.8%
2 bedrooms	31.0%
3 bedrooms	59.7%
4 bedrooms	5.6%
5+ bedrooms	1.9%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	47.5%
2 vehicles	38.6%
3 or more	13.8%

Heating fuel

Fuel type	%
Utility gas	1.7%
Electricity	41.2%
Propane / LP gas	28.0%
Fuel oil	4.8%
Wood	24.3%

Households & families

Household type	Count	%
Married-couple family	300	51.3%
Cohabiting couple	10	1.7%
Male householder, no spouse	173	29.6%
Female householder, no spouse	102	17.4%
Households with children under 18	49	8.4%
Households with seniors (65+)	400	68.4%
Average household size	2.21

Marital status

Status	Male	Female
Never married	20.3%	18.0%
Married	50.5%	50.9%
Separated	1.7%	0.0%
Widowed	9.2%	9.1%
Divorced	18.3%	22.0%

Education

Less than 9th grade 0.6%

Some HS, no diploma 9.8%

HS graduate 52.7%

Some college, no degree 13.9%

Associate's degree 4.6%

Bachelor's degree 6.0%

Graduate / professional 12.3%

Metric	%
HS diploma or higher	89.6%
Bachelor's or higher	18.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	24	17.3%
Kindergarten	0	0.0%
Elementary school	64	46.0%
High school	51	36.7%
College / grad school	0	0.0%

Employment

Industry of employment

Education & healthcare 33.5%

Professional & management 19.6%

Retail trade 15.7%

Construction 14.3%

Manufacturing 5.9%

Arts, food & hospitality 4.3%

Other services 3.5%

Agriculture & mining 2.0%

Information 1.4%

Occupation

Category	%
Management, business & arts	27.8%
Service	3.7%
Sales & office	38.2%
Natural resources & construction	12.3%
Production & transportation	18.0%

Employment type

Type	%
Private sector	85.3%
Government	12.3%
Self-employed	2.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	34.6%
Carpool	34.1%
Public transit	10.0%
Walk	0.0%
Work from home	16.0%
Other means	5.3%
Avg commute (minutes)	50.8

Poverty

All people 11.8%

Under 18 years 27.3%

18 and over 9.9%

Married-couple families 4.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	77.3%
Retirement income	44.3%
Supplemental Security	5.8%
Cash public assistance	4.1%
Food stamps / SNAP	7.0%

Health indicators

Condition	%
Obesity	40.2%
High blood pressure	39.4%
High cholesterol	42.8%
Diabetes	14.3%
Heart disease	10.6%
Stroke	4.5%
Asthma	9.0%
Arthritis	37.1%
Kidney disease	4.0%
Pulmonary disease	11.1%
Cancer	10.1%

Behavior / access	%
Smoking	19.8%
Binge drinking	14.8%
No physical activity	27.7%
Less than 7 hrs sleep	30.8%
Depression	21.5%
Fair or poor health	18.5%
Poor mental health	13.2%
Poor physical health	13.7%
No health insurance	13.6%
Visited doctor (checkup)	78.9%
Visited dentist	59.9%
Cholesterol screening	92.9%
Teeth loss	16.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	132	11.4%

Disability	%
Any disability	28.3%
Under 18	0.0%
18–64 years	30.3%
65 and over	33.3%

Health insurance coverage

Type	%
Private insurance	62.6%
Public insurance	54.4%
No insurance	7.3%
Uninsured under 19	16.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,293	100.0%
Spanish	38	2.9%
Other Indo-European	38	2.9%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,293	100.0%
Born in same state	1,293	100.0%
Born in different state	704	54.4%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	362	28%
Italian	184	14.2%
French	123	9.5%
Polish	23	1.8%

Ancestry	Count	%
Norwegian	16	1.2%
English	10	0.8%
German	7	0.5%
Dutch	7	0.5%

Technology access

Metric	% of households
Computer access	45.2%
Internet access	78.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 65324

What city is ZIP code 65324 in?

ZIP code 65324 is primarily assigned to Climax Springs, Missouri.

What county is ZIP code 65324 in?

ZIP code 65324 falls within Camden County, Missouri.

Does ZIP code 65324 have a large retiree population?

77% of households in ZIP code 65324 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 65324 have an older population?

42% of residents in ZIP code 65324 are 65 or older, above the national average of ~17%.

Is ZIP code 65324 mostly owner-occupied?

94% of occupied units in ZIP code 65324 are owner-occupied, well above the national average.

Does ZIP code 65324 have a large veteran population?

11% of civilians in ZIP code 65324 are veterans, above the national average of ~7%.

What timezone is ZIP code 65324 in?

ZIP code 65324 observes the CST timezone.